Credit Repair

Fix Your Credit

One flat fee. All dispute rounds included. We don't stop until you're listo — mortgage-ready and walking through your new front door.

Start My Credit Repair

Bilingual Service — English & Spanish  |  WA & NC

One Fee.

Everything Included.

✓ Full credit report analysis
✓ All rounds of disputes included
✓ Direct path to pre-approval
✓ Bilingual support — EN & ES
✓ We don't stop until you're ready

El Proceso

How Credit Repair Works

Three steps. One flat fee. No per-round charges, ever.

01 Free consultation We review your reporte de crédito together and identify exactly what's holding your score back.

No cost. No commitment. We pull all three bureaus and go through every negative item with you. You'll leave knowing your score, what's hurting it, and what a realistic timeline looks like to get mortgage-ready. Most consultations take 30–45 minutes.

02 Dispute & repair We file disputes with all three bureaus — Experian, TransUnion, Equifax — every round until inaccurate items are removed.

One flat fee covers everything — no per-round charges. Bureaus have 30 days to respond to each dispute. We track every deadline, follow up on every response, and escalate when needed. You pay once and we work until the job is done.

03 Mortgage-ready Once your puntaje is where it needs to be, we hand you off to our lending team — already briefed on your file.

The hard part is done. Your score is up, your file is clean, and Cindy already knows your situation because we work under the same roof. No starting over. No re-explaining your story. We get you pre-approved and into a home.

Simple Pricing

One Fee. Everything Included.

Flat Rate

Call to Learn More

One fee covers everything — no per-round charges.

  • Full credit report analysis
  • All rounds of disputes included
  • Direct path to pre-approval
  • Bilingual support — EN & ES
  • We don't stop until you're ready

Why It Works

What Makes Our Approach Different

Under One Roof

Credit repair, lending, and real estate — all through Sierra Home Group. Your story travels with you, not in a manila folder from office to office.

No Per-Round Billing

Most credit repair companies charge per dispute round. We don't. One flat fee means we're motivated to finish fast and finish right.

ITIN Accepted

You don't need a Social Security number to buy a home. We work with ITIN holders and know the specific loan programs that apply to your situation.

Lo Que Dicen

Real Clients. Real Results.

"Es persona muy profesional en lo que hace y siempre responde alas preguntas e inquietudes que uno tiene cuando uno está buscando la casa de sus sueños. Se las recomiendo y no se va arrepentir."
M&E Cleaning Services LLC Google
"Recomendada 100% siempre dispuesta a trabajar con uno, y siempre con su sonrisa nunca te está presionando. Gracias Doris — pudimos tener nuestra casa gracias a su ayuda con el crédito y el proceso completo."
Familia Soza Licona

Start Your Credit Repair

Fill out this form and we'll schedule your free credit consultation.

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Uri will reach out within 24 hours to schedule your free credit consultation.

Call Us — (253) 400-3131